Most people have this question, but are too afraid/proud to ask. Let’s cut the shamestorm and speak some truth.

 

You’ve likely been told to save as much as you can when you can for as long as you can. Stay the course (accumulate, accumulate, accumulate!) and you’ll be fine. 

 

If the strategy is that straightforward, then why does it seem like everyone around you has a different suggestion about what you should do with your money? 

 

You’ve been told 401Ks are the clear choice, but could a Roth IRA be better (...and what’s the difference, again)?

 

Why does it feel like this “one size fits all” approach seems to fit no one? 

 

It’s not just you. You’re not necessarily doing it wrong, but you may not be doing it right for YOU based on your financial needs and goals. 

 

You’re delightfully unique - your financial plan should be too.

Nobody likes paying taxes, but your current wealth manager could be exposing you to 4X’s more taxes than you need to be paying.

 

….and the IRS isn’t even paying him to give you that bad advice. 

 

Traditional strategies prioritize a balanced investment portfolio meaning you could lose money even with a conservative approach – think about 2022, it was ugly. 

 

What you pay in a single year in taxes, means nothing. What you pay in total, over your lifetime, is the number you should worry about.

 

It’s bigger than you think. 

This is the scariest question of all that simply does not have to be. 

 

From knowing when and where to expect returns to surprise snags when drawing down your savings, your retirement plan can be an ulcer-inducing unknown or the ultimate peace of mind.   

 

You’ve done a good job saving, but now you’re wondering what your money can actually do for you. Most people don’t know this, but every dollar you have should have a specific job description. 

 

You're guaranteed to have bills and expenses...what about guaranteed income? 

 

Don’t wait until the (fingers-crossed) finish line to find out if you’ll have enough.

 

If your Advisor isn’t talking to you about this, are you with the right advisor? 

 

Let us face it head on starting today and throughout your financial journey.