Drawing Your Course

We begin with the end in mind.

OUR PHILOSOPHY

Affectionately deemed The Power of 3, learn more about our unique approach to creating confident retirements for our clients.

LOOK AT THE BIGGER PICTURE

Nobody likes paying taxes, but your current wealth manager could be exposing you to 4X’s more taxes than you need to be paying - and the IRS isn’t even paying him to give you that bad advice.

Traditional strategies prioritize a balanced investment portfolio meaning you could lose money even with a conservative approach - think about 2022, it was ugly.

What you pay in a single year in taxes, means nothing. What you pay in total, over your lifetime, is the number you should worry about - It’s bigger than you think.

When you retire you’re going to have bills and expenses.That’s guaranteed. How are they being paid? Are you relying on your investment portfolio? Did you need that money every year or just the years the market does well?

APPROACH

FINANCIAL INSIGHTS YOU CAN USE TODAY

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GUARANTEED INCOME

Your guaranteed expenses in retirement should be covered with guaranteed income - there are only 3 types: Social Security, Pension & Guaranteed Income Annuities.

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PUT YOUR MONEY TO WORK

Your money has job descriptions - To Grow, To Provide Income & To Be Liquid. You can not ask a dollar to do more than one of those jobs, or it can not do the “job” well.

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YOUR IRS JOINT ACCOUNT

Any money you have in qualified accounts (IRA’s) is a joint account with the IRS. Identifying those future taxes, and paying them today, means you could pay ¼ the amount.

We show our 7-figure clients how the old “traditional ways” may be limiting your spendable income in retirement. Through our new and innovative approach we use strategies to eliminate risk, save money on taxes, and maximize your income

… And who doesn’t want that?!

TELL ME HOW

OUR SPECIALTIES

We specialize in custom, agile strategies designed to help you reach your specific financial goals. Among our many talents and tactics, our financial expertise includes:

Tax Mitigation Solutions
Pre- & Post-Tax Retirement Strategies
Premium Finance
Guaranteed Lifetime Income Annuities
Fixed & Index Annuities
Term & Permanent Life Insurance
Business Solutions (Buy-Sell, Key-Man, Business Succession Planning)

Specialties

WHAT PEOPLE SAY

Thankfully, over the years we had always been able to prioritize savings, but we were still not confident in our ability to actually retire. How much was enough? Could we really do this? We knew we had a short timeline and we needed a plan.

Meeting Sam and Karen was one of the best things to happen to us & our future. Through their education, planning & use of strategic models we were able to create a plan that gave us the confidence we needed to stay focused! I know retirement is still a few years away, but we can't wait & now have confidence we will be ready!

- PATTY